Issue Price
₹142
Per Share
GMP
NIL
Grey Market
Est. Listing
₹142
Expected Price
Min. Application
₹284,000
2 lots × 1000 shares
Incorporated in July 2012, Finbud Financial Services Limited is a loan aggregation platform in India, assisting individuals in obtaining personal, business, and home loans from banks and non-banking financial companies.Services:Offer Comparison: Finbud helps customers compare loan offers from multiple lenders.Recommend products:;Finbud advises customers on the best loan product.Documentation: Finbud helps customers with the loan documentation process.Commission: Finbud earns a commission from the lenders when a loan is disbursed.Product Offerings:Personal Loans: Unsecured loans for salaried individuals, averaging INR 10 lakhs, forming the most significant revenue source from agents.Business Loans: Unsecured loans for SMEs, averaging INR 20 lakhs, significantly contributing to overall revenue.Home Loans: Secured loans for home purchases or property mortgages for individuals and SMEsAs of July 31, 2025, the company has total employed around 276 employees.Competitive StrengthExtensive agent network across India.Strong digital lending platform with robust technological infrastructure.Comprehensive range of loan products.Partnerships with lending institutions.Effective use of data analytics for customer profiling and loan approval.
Finbud Financial Services Ltd. proposes to utilise the net proceeds from the Issue for the following objects:
| Category | Shares Offered | % Issue | Amount (₹ Cr)* | Subscription |
|---|---|---|---|---|
| Market Maker | 253,000 | — | ₹3.59 Cr | — |
| TOTAL | 5,048,000 | 100.00% | ₹71.68 Cr | — |
| Category | Lots | Shares | Amount (₹) |
|---|---|---|---|
| Retail (Min) | 1 | 1,000 | ₹142,000 |
| Retail (Max) | 13 | 13,000 | ₹1,846,000 |
| sNII (Min) | 14 | 14,000 | ₹1,988,000 |
| bNII (Min) | 68 | 68,000 | ₹9,656,000 |
| Particulars | 31 Jul 2025 | 31 Mar 2025 | 31 Mar 2024 |
|---|---|---|---|
| Revenue from Operations | 85.82 | 223.50 | 190.28 |
| EBITDA | 5.87 | 14.66 | 10.59 |
| Profit After Tax (PAT) | 3.33 | 8.50 | 5.66 |
| Net Worth | 39.31 | 35.98 | 11.79 |
| Total Assets | 76.12 | 68.93 | 44.97 |
| Reserves & Surplus | 25.31 | 21.98 | 11.77 |
| Total Borrowings | 20.48 | 18.51 | 12.43 |